What is legal insurance?

Not everyone has a few thousand dollars lying around for an unexpected attorney bill. Enter: Legal insurance. Though you may be hearing about it for the first time, legal insurance has been used in the United States for almost 50 years.  Historically, it’s been made available through union membership and employer benefits. In recent years, companies have also started selling legal insurance to individuals.

So, how does it work? It differs by carrier. Generally speaking, you pay a monthly premium in exchange for coverage. If a legal issue arises and you need attorney services, your carrier pays for the attorney fees so you don’t have to cover the large bill out-of-pocket.

Attorney fees are often expensive and even a small legal issue can have a large impact on your finances. Legal insurance is coverage that you hope you never have to use, but things can happen in the blink of an eye. And legal insurance can protect you from the unexpected.

Do I need legal insurance?

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What is legal insurance?

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